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Writer's pictureShari Arciaga

10 Things We Were Unprepared for When Moving to Maryland: My Moving to Maryland Story

When we got the call that my husband was offered his dream job in Maryland, we knew relocating with our kids and dogs would be a challenge, but we were a little unprepared for all that Maryland had to offer!


Here’s a look at 10 things that caught us off guard - the good, the bad, and the funny - and what you should know if you’re planning on moving to Maryland.





1. The Cost of Living in Maryland

Coming from California, we thought we’d find Maryland’s cost of living to be substantially lower. However, with five major industries—government, military, healthcare, education, and technology—keeping the economy strong, Maryland’s housing prices are surprisingly high. While there are a wide range of housing options across the state, the demand for homes means prices can be steeper than expected.


For anyone considering moving to Maryland, don't hesitate to reach out - even if you're "just thinking about it". Let me know about what you might be looking for in a home, and an approximate idea of where, and I can give you a rough idea of what you may want to budget for.


2. Maryland’s Local Tax Structure

Another surprise after moving to Maryland was the local taxes. Maryland counties add an extra 2-3% to the state income tax rate. This additional percentage makes a difference, especially for those accustomed to a lower flat state rate. If you're doing a cost of living comparison, don't make the mistake we did and leave this out.


Property taxes also run high due to the state’s home values. On the upside, Maryland uses these taxes to fund services that many residents value, such as well-rated schools, public libraries, and other community amenities.


3. Maryland Mosquitoes

While we had mosquitoes in California, the ones in Maryland were smaller, quieter, and just as relentless. One of our first nights in Maryland, we were thrilled to sit on the lawn and watch the lightning bugs for the first time. But the next morning, we woke up covered in bites - we never heard them coming, or felt their attack!


For newcomers moving to Maryland, stocking up on bug spray and being cautious during outdoor evening activities is a must.


4. Schools and Education Quality

We moved to Maryland specifically for its schools, but we weren’t prepared for just how strong the educational programs would be. Maryland mandates that every student receives instruction in subjects like art, physical education, music, and library media—subjects not always funded elsewhere.


For families moving to Maryland, this emphasis on a well-rounded education is a major advantage.


5. The Bay vs. the Beach

Maryland’s beaches are more varied than we anticipated. The Chesapeake Bay offers some swimmable spots, but it’s not the same as the ocean beaches we knew from the West Coast. Places like Sandy Point State Park provide shores along the bay, but how "sandy" they really are is up to interpretation.


For ocean lovers moving to Maryland, adjusting to bay life is an interesting and often humorous shift.


6. The Pool Memberships

Unlike California, where pools are more common, many Maryland residents belong to private pools, which often come with waiting lists, initial fees called bonds, and seasonal dues that can seem quite high.


After joining, we enjoyed a fantastic community experience. But it’s wise to research local pools ahead of time if you’re moving to Maryland and looking forward to pool time.


7. The Wine is Where?

We discovered quickly that in Maryland, beer and wine are mostly sold only in liquor stores. My first grocery trip here, I spent more time than I care to admit looking for the wine section.


For newcomers moving to Maryland, just know that except for a couple of counties, wine, beer, and liquor is only sold in liquor stores, bars, and restaurants.


8. Maryland’s Weather

The weather in Maryland brought surprises too. Winters can range from mild to bitterly cold, and snow forecasts are often unpredictable. But the seasonal changes, especially the fall colors, are absolutely beautiful.


For those moving to Maryland, winter clothing is a must, and embracing the vibrant change of seasons is one of the best perks of living here.


9. Leaf Raking

With Maryland’s beautiful fall foliage comes a surprising amount of yard work. We spent many hours raking leaves after moving to Maryland and learned it’s a part of the seasonal rhythm here.


For those with larger yards, hiring help for leaf removal or investing in a leaf blower might be a good idea.


10. Unique Freeway Merges

Maryland’s freeways can feel a bit different, especially when merging onto major roads. Some merges feel abrupt, particularly on Route 32, where short merge lanes can make it challenging to get up to speed.


If you’re moving to Maryland from an area with wider roads or extended merge lanes, getting comfortable with these driving adjustments is helpful.


Bonus: The Maryland Flag

Lastly, one of the quirkiest surprises we encountered was the pride Marylanders have for their state flag. We spotted it everywhere—on road signs, merchandise, and even clothing.


The bold design took us by surprise, but now, like many others, we’ve come to appreciate the pride Marylanders have in their heritage.


Considering Moving to Maryland?

If you’re thinking of moving to Maryland and want more of my insider tips, download my Ultimate Moving to Maryland Guide to learn more about the cost of living, schools, local taxes, and everything you need to feel prepared for life here.

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